See how much of an advance you qualify for with no credit check.
You have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.
For a small fee, you can transfer your advance to a Dave Checking account instantly or to a different debit card within an hour.
You agree to a settlement date when you take the advance. We don’t charge interest or late fees, so settling up won’t come with surprises.
You can leave an optional tip when you take an advance. A portion helps run ExtraCash™ and the rest goes to Feeding America. Dave members have helped donate over 163M meals to date. 5
Get money that actually moves you forward—without interest, late fees, or hidden costs.¹
Our team’s got answers.
What makes ExtraCash™ different?
Who is ExtraCash™ for?
I’m approved for an ExtraCash™ advance. Now what?
What can I spend my ExtraCash™ advance on?
How does Dave determine my ExtraCash™ advance amount?
What happens after I spend my ExtraCash™ advance?
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Evolve Bank & Trust, Member FDIC, provides banking services and issues the Dave Debit Card, through a license from Mastercard®.
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1 Evolve Bank and Trust, Member FDIC, provides the ExtraCash account. Advances are subject to eligibility requirements, and are provided as an overdraft, which causes the ExtraCash account to have a negative balance. Express fees apply to instant transfers to a Dave Checking Account (may also be referred to as “Dave Spending account”). Transfers to other accounts will take longer. The average approved advance is $160 (typically approved in 5 min), updated quarterly based on the prior 6 months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for details.
2 Based on internal data as of May 31, 2024.
3 Based on internal data as of March 28, 2024.
4 Express fees to transfer an ExtraCash™ advance to a Dave Checking account are 3% (minimum $3) of your total advance amount, which is 40% less than the express fee of 5% (minimum $5) to transfer to an external debit card.
5 As of January, 2024. Data is calculated as 10 meals per dollar donated to Feeding America by Dave, which is currently $0.10 for every percentage tipped.
